The loan amount that most Housing Finance Institutions offer you will be such that the EMI payable should be 40% to 50% of your gross monthly income.

In case of joint application, a part of the co-applicant's gross income will also be considered.

Depending on the HFI, the maximum loan repayment period is limited to 20 years or the number of years you have before you reach the age of 65 whichever is earlier.

In case of joint application, the age of the elder applicant will determine the maximum repayment period possible.

If you have already taken another loan, then the monthly repayment of your existing loan and the EMI of the new home loan should not exceed 40% to 50% of your gross monthly income.

Provided below is the Area Conversion Tool. Please key in the unit for which the conversion is needed.

Choose the metrics from which you want to perform the conversion by choosing the "From - Select Unit" and the "Into - Select target unit" Click on the calculate button to view the result.